Senior Health Insurance

Retiree & Senior Solutions

Health protection tailored to your needs after age 55

Find the health insurance that suits you: enhanced optical, dental, hearing aids and hospitalization coverage. Personalized comparison of the best market offers.

My Solutions

Health Insurance Solutions

Tailored coverage for your needs. Whether or not you are enrolled in Social Security (Public health insurance)

Seniors in France

Optimized supplemental health insurance for those over 55 in France. Enhanced coverage for the care you need: optical, dental, hearing aids, hospitalization.

Enhanced optical, dental, and hearing aid coverage
Hospitalization and medical fee excess coverage
Negotiated rates with the best health insurers
Direct payment network with a wide range of healthcare professionals
Top-up plan for Social Security or independent of it

Seniors Abroad

Health insurance adapted for seniors living or retiring abroad, whether traveling occasionally or on a regular basis.

Medical Evacuation & Repatriation
Short-term or long-term / indefinite plans
Trip Cancellation and Interruption
Baggage & Personal Effects Coverage
Telemedicine

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Why Senior Health Insurance?

Protect your health and your budget

With age, healthcare needs evolve. Social Security reimbursements (40% to 70% depending on care) are no longer sufficient. Tailored senior health insurance covers the remaining costs and helps you avoid unpleasant surprises.

Specific Healthcare Needs

After age 60, healthcare expenses naturally increase: specialist consultations, hospitalizations, equipment (glasses, hearing aids, dental prosthetics). Good senior health insurance protects you financially.

Increased medical expenses with age
Need for more frequent specialist consultations
Expensive equipment: dental, optical, hearing aids
Hospitalizations and private rooms

Coverage Tailored to Seniors

Senior health insurance offers enhanced coverage where you need it most: optical (cataracts, AMD), dental (implants, prosthetics), hearing, hospitalization.

Optical: enhanced coverage (up to €800/year and more)
Dental: implants, crowns, prosthetics (up to €1,500/year)
Hearing aids: up to €2,000/ear
Hospitalization: private room, daily allowance

Comparison and Advice

The senior health insurance market is complex. I compare offers from Malakoff Humanis, SwissLife, Mutex, April and many others to find the best value for money.

Comparison of the best market health insurers
Personalized analysis based on your actual needs
Free support with no obligation
Assistance with switching insurers without losing benefits

Key Figures

Seniors and health

Some key figures to understand the importance of good senior health insurance

health expenses double after 55 y/o

10%

Of your income can be spent in health costs without health insurance

2000€

Average cost for dental implants in France

Frequently Asked Questions

Your questions about senior health insurance

At what age does senior health insurance apply?

Senior health insurance generally applies from age 55, because needs start changing. With enhanced coverage for optical, dental and hearing care. But there is no minimum age to protect yourself properly.

Can I switch health insurance after age 65?

Yes, you can change your health insurance plan (mutuelle) at any time after the first 12 months of membership, thanks to the "résiliation infra-annuelle" (infra-annual termination). This step often allows you to improve your coverage and realize savings. I will guide you through this process.

How much does senior health insurance cost?

The price varies according to your age and the coverage chosen. Expect between €80 and €200/month depending on your needs. I'll help you find the best value for money for your situation.

What does the "100% Santé" reform change?

Since 2021, certain equipment (glasses, hearing aids, dental) is fully reimbursed. The "100% Santé" reform guarantees access to this equipment at no out-of-pocket cost for insured persons who have a qualified supplementary health insurance plan (mutuelle responsable). This reform enables better access to healthcare.

What are the most important coverage areas?

For seniors, priority should be given to: optical (progressive lenses, cataracts), dental (implants, prosthetics), hearing aids, and hospitalization (private room). I help you choose based on your actual needs.

How do I compare senior health insurance?

Comparing health insurance plans requires analyzing several criteria: level of coverage, waiting periods, coverage limit, healthcare network, and pricing. It is my job to simplify this step for you.

Waiting to be enrolled in the French Healthcare System, how can I get health insurance?

It can take up to 6 months to get your Carte Vitale. I provide solutions while you transition into the French healthcare system. They are visa-compliant and flexible. Then you can switch to a regular health plan (Mutuelle/ complémentaire santé). I'm here to help.

I'm enrolled in the French Healthcare system, am I covered if I plan a trip in my home country?

The french healthcare system can reimburse your healthcare expenses abroad if your trip lasts less than 90 days. But there are 2 majors downsides: 1. You will have to pay for your healthcare and then send your bills to the CPAM and wait for a refund. 2. They never pay more than what it costs in France. So if you go see a doctor at $200, they will reimburse $25 (Price of a doctor in France). Si it's not a serious solution. If you go visit your home country, you must have an international insurance like a travel insurance. I can help you pick the right one depending on your situation.

Compare the best offers for free

I compare for you and support you in choosing your senior health insurance, with no hidden fees

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