Terms and Conditions

These terms and conditions govern the use of the VN Assurances website (vnassurances.com) and the insurance brokerage services provided by Noémie Vermandel. By using this website or my services, you agree to these terms. If you do not agree, please do not use my website or services.

VN Assurances provides insurance brokerage services, including: • Analyzing your insurance needs • Comparing insurance offers from multiple providers • Assisting with insurance contract subscriptions • Providing ongoing support throughout your contract As an independent broker, I am not bound to any specific insurance company and provide objective advice based on your needs. My services are free of charge for clients; I receive commissions from insurance companies when contracts are established.

VN Assurances provides brokerage services with professional diligence and is insured for professional liability (ORIAS registration). I strive to provide accurate information, but: • Final insurance terms are determined by insurance companies • I am not liable for insurance company decisions • Coverage and claims are handled directly by insurers • I recommend carefully reviewing all policy documents My liability is limited to my brokerage services and does not extend to insurance company performance.

All content on this website, including text, images, logos, and design elements, is protected by intellectual property rights and belongs to VN Assurances or its licensors. You may not reproduce, distribute, or modify any content without prior written permission.