International health insurance

Expat

Live your life abroad with total peace of mind

Planning a move abroad or already an expat? Whether you're on your own, a couple, or a family - here for a short term or for good - discover the perfect coverage for your destination among our tailor-made plans.

Solutions

Expat Insurance plans

USA Coverage

USA Coverage

Health insurance plans specifically designed for life in the United States. Featuring reimbursement levels tailored to local medical costs, ACA-compliant policies, and direct billing within the largest provider networks (United Healthcare, AETNA, and more).

  • PPO Plans
  • United Healthcare & Aetna Networks
  • Out-of-Network coverage available
  • Exclusive: ACA-Compliant plans with international coverage
  • "First Euro/Dollar" coverage or CFE top-up
  • Medical Evacuation & Repatriation included
  • Extensive options (Liability, Dental, Vision, Maternity...)
  • Short-term or long-term / indefinite plans
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Worldwide Coverage

Worldwide Coverage

Health insurance plans specifically designed for life abroad. From Europe and Asia to Africa, Oceania, and the Americas... Discover customizable solutions tailored to every destination and any duration.

  • Medical Evacuation & Repatriation included
  • Extensive options (Liability, Dental, Vision, Maternity...)
  • Short-term or long-term / indefinite plans
  • Tailored plans for remote workers and Digital Nomads
  • Worldwide coverage
  • Essential coverage options available (Hospitalization & Repatriation only)
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Moving to France

Moving to France

Comprehensive coverage to ensure your health and well-being during the first stages of your stay in France, while waiting to become eligible for the French universal healthcare system. For Independent workers, visa seekers, new arrivals & renewals, Families, Students & Au-pairs, Retirees & non-workers

  • Visa-Compliant
  • Flexible plans from basic to comprehensive
  • Instant proof of coverage
  • Cancel anytime no commitment

FAQ

FAQ

What should I do in a medical emergency if I don’t speak the local language?
If you cannot communicate in the local language, you should call the 24/7 assistance number found on your insurance card, mobile app, or member portal. I recommend saving this number in your phone or keeping your insurance card with you at all times. This service is specifically designed for these situations and allows you to speak in the language of your choice. The assistance team will arrange transport to the hospital and, if necessary, translate your symptoms for the doctors.
I never go to the doctor; do I still need international insurance?
Yes. Even if you rarely visit a GP, you are not immune to medical emergencies or accidents (food poisoning, fractures, etc.). It is imperative to have a policy that at least covers hospitalization, ensuring that ambulance transport and day-patient care are included. I am here to guide you through the various options.
Do I have to pay upfront?
Generally, all international policies provide direct payment for hospitalizations. For other expenses, such as GP visits or pharmacy costs, it depends on your specific plan and the country you are in. If you do have to pay upfront, I select insurers that offer reimbursements within 48 hours via digital services (uploading invoices through an app) to make the process as easy as possible. My role is to direct you toward the most optimized contract.
Can I give birth abroad with my insurance?
Yes, but be mindful of waiting periods (moratoriums). Most expat contracts have a waiting period of 10 to 12 months before maternity costs are covered. This means you must take out the option before the pregnancy begins. I can help you find the best solution for your family plans.
What happens in case of a chronic illness or pre-existing condition?
When applying for a long-term contract, a medical questionnaire is usually required. Depending on the situation, the insurer may cover your pre-existing conditions (sometimes with an additional premium) or apply an exclusion. It is essential to declare your health status to ensure the validity of your coverage.

Ready for your international experience?

Since every international project is one of a kind, a little guidance can go a long way. Let’s hop on a phone or video call to discuss your needs and find the perfect insurance for a worry-free experience.

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